Share Rates | Loan Rates
The Board of Directors, as required by law, reviewed and set rates to be paid
on the following accounts effective February 01, 2012.
View Truth In Savings Disclosure
for share accounts (PDF)
View Truth In Savings Disclosure
for IRA & Share certificates (PDF)
APY = Annual Percentage Yield
Share Savings
(Rates based on average daily balance) |
|
|
Minimum Deposit
|
Minimum Balance*
|
Dividend Rate
|
APY
|
|
Plan I
|
$50.00 |
$50.00 |
0.05%
|
0.05% |
|
Plan II
|
$2,500.01 |
$2,500.01 |
0.05% |
0.05% |
|
Plan III
|
$10,000.01 |
$10,000.01 |
0.10% |
0.10% |
|
Plan IV
|
$25,500.01 |
$25,500.01 |
0.15% |
0.15% |
|
Plan V
|
$50,000.01 |
$50,000.01 |
0.20% |
0.20% |
|
Plan VI |
$100,000.01 |
$100,000.01 |
0.25% |
0.25% |
|
Young Member Club Account
|
$1.00 |
$1.00 |
0.05% |
0.05% |
|
Individual Retirement Share Account
|
$1,000.00 |
$1,000.00 |
0.15% |
0.15% |
Money Management
(Rates based on average daily balance) |
|
|
Minimum Deposit
|
Minimum Balance*
|
Dividend Rate
|
APY
|
|
Plan I
|
$50.00 |
$50.00 |
0.05% |
0.05% |
|
Plan II
|
$2,500.01 |
$2,500.01 |
0.05% |
0.05% |
|
Plan III
|
$10,000.01 |
$10,000.01 |
0.10% |
0.10% |
|
Plan IV
|
$25,500.01 |
$25,500.01 |
0.15% |
0.15% |
|
Plan V
|
$50,000.01 |
$50,000.01 |
0.20% |
0.20% |
|
Plan VI
|
$100,000.01 |
$100,000.01 |
0.25% |
0.25% |
Share Draft
(Rates based on average daily balance) |
|
|
Minimum Deposit
|
Minimum Balance*
|
Dividend Rate
|
APY
|
|
Share Checking
|
|
|
N/A |
N/A |
E -Checking
(Rates based on average daily balance) |
|
|
Minimum Deposit
|
Minimum Balance*
|
Dividend Rate
|
APY
|
|
Plan I
|
$50.00 |
$50.00 |
0.05% |
0.05% |
|
Plan II
|
$2,500.01 |
$2,500.01 |
0.10% |
0.10% |
|
Plan III
|
$10,000.01 |
$10,000.01 |
0.15% |
0.15% |
|
Plan IV
|
$25,500.01 |
$25,500.01 |
0.20% |
0.20% |
|
Plan V
|
$50,000.01 |
$50,000.01 |
0.25% |
0.25% |
|
Plan VI
|
$100,000.01 |
$100,000.01 |
0.30% |
0.30% |
Diamond Club Checking
(Rates based on average daily balance) |
|
|
Minimum Deposit
|
Minimum Balance*
|
Dividend Rate
|
APY
|
|
Plan I
|
$50.00 |
$50.00 |
0.05% |
0.05% |
|
Plan II
|
$2,500.01 |
$2,500.01 |
0.05% |
0.05% |
|
Plan III
|
$10,000.01 |
$10,000.01 |
0.10% |
0.10% |
|
Plan IV
|
$25,500.01 |
$25,500.01 |
0.15% |
0.15% |
|
Plan V
|
$50,000.01 |
$50,000.01 |
0.20% |
0.20% |
|
Plan VI
|
$100,000.01 |
$100,000.01 |
0.25% |
0.25% |
Term Share Certificates
(Minimum balance of $1000 for all share certificates*) |
|
|
$1,000.00 to $5,000.00 |
$5000.01 to $10,000.00 |
$10,000.01 to $20,000.00 |
$20,000.01 to $49,999.99 |
$50,000.00 and greater |
|
|
Div. Rate
|
APY |
Div. Rate |
APY |
Div. Rate |
APY |
Div. Rate |
APY |
Div. Rate |
APY |
|
6 Mos. |
0.45% |
0.45% |
0.48% |
0.48% |
0.50% |
0.50% |
0.53% |
0.53% |
0.55% |
0.55% |
|
12 Mos. |
0.80% |
0.80% |
0.81% |
0.82% |
0.83% |
0.83% |
0.84% |
0.84% |
0.85% |
0.85% |
|
18 Mos. |
1.10% |
1.11% |
1.11% |
1.12% |
1.13% |
1.13% |
1.14% |
1.14% |
1.15% |
1.16% |
|
24 Mos. |
1.30% |
1.31% |
1.33% |
1.33% |
1.35% |
1.36% |
1.38% |
1.38% |
1.40% |
1.41% |
|
36 Mos. |
1.65% |
1.66% |
1.69% |
1.70% |
1.73% |
1.74% |
1.76% |
1.78% |
1.80% |
1.81% |
|
48 Mos. |
1.98% |
2.00% |
2.03% |
2.04% |
2.07% |
2.09% |
2.12% |
2.14% |
2.16% |
2.18% |
|
60 Mos. |
2.56% |
2.59% |
2.58% |
2.61% |
2.61% |
2.64% |
2.63% |
2.66% |
2.65% |
2.68% |
Term IRA Share Certificates
(Minimum balance of $1000 for all share certificates*) |
|
|
$1,000.00 to $5,000.00 |
$5000.01 to $10,000.00 |
$10,000.01 to $20,000.00 |
$20,000.01 to $49,999.99 |
$50,000.00 and greater |
|
|
Div. Rate
|
APY |
Div. Rate |
APY |
Div. Rate |
APY |
Div. Rate |
APY |
Div. Rate |
APY |
|
6 Mos. |
0.50% |
0.50% |
0.53% |
0.53% |
0.55% |
0.55% |
0.58% |
0.58% |
0.65% |
0.65% |
|
12 Mos. |
0.85% |
0.85% |
0.86% |
0.87% |
0.88% |
0.88% |
0.89% |
0.89% |
0.95% |
0.95% |
|
18 Mos. |
1.15% |
1.16% |
1.16% |
1.17% |
1.18% |
1.18% |
1.19% |
1.19% |
1.25% |
1.26% |
|
24 Mos. |
1.35% |
1.36% |
1.38% |
1.38% |
1.40% |
1.41% |
1.43% |
1.43% |
1.50% |
1.51% |
|
36 Mos. |
1.70% |
1.71% |
1.74% |
1.75% |
1.78% |
1.79% |
1.81% |
1.83% |
1.90% |
1.92% |
|
48 Mos. |
2.03% |
2.05% |
2.08% |
2.09% |
2.12% |
2.14% |
2.17% |
2.19% |
2.26% |
2.28% |
|
60 Mos. |
2.61% |
2.64% |
2.63% |
2.66% |
2.66% |
2.69% |
2.68% |
2.71% |
2.75% |
2.78% |
View Truth In Savings Disclosure
for share accounts (PDF)
View Truth In Savings Disclosure
for IRA & Share certificates (PDF)
Fees could reduce earnings on accounts.
Dividends compounded and credited monthly on all share accounts, share certificates
& IRA certificates. Early Withdrawal Penalty: We may impose a penalty
if you withdrawal any of the principal before the maturity date.
*Must maintain minimum balance to earn Annual Percentage Yield (APY).
The Board of Directors, as required by law, reviewed and set the rates to be paid
on the following accounts effective February 01, 2012. Rates are subject to
change without prior notice. For further information regarding applicable
fees and terms, contact an employee at any Security First Credit Union office.
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